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Top 5 Countries to Retire to Abroad

September 28, 2017

After many years of hard work, it’s only fair that you get to reap the rewards of your hard work while you enjoy your retirement. If you’re planning on retiring and want to get the best value for your money, you should consider retiring overseas because the cost of living in some countries are very low and your money can be better spent there.

Retiring abroad has become so popular today, and Schofields Insurance revealed 57% of people would like to retire abroad. If you are nearing the retirement age and are considering spending your golden years overseas, we have compiled a list of the top 5 countries to retire overseas, which we listed below.

5. Spain

There are a few countries that are more cost effective to live in, but Spain makes it on our list because it has great infrastructure and one of the best health care systems in the world. The laid back atmosphere in the country is also a plus.

If you live on a budget, Spain is still ideal for you because a couple can live comfortably in one of the smaller cities for about $1900 a month, which includes rent.

4. Colombia

The first thing that comes to people’s minds when it comes to Colombia is the country’s reputation for drug cartels and regional conflicts that plagued the country for decades. However, those days are long gone in Colombia, and it has now become an attractive destination for tourists and retirees.

Colombia has a great climate, an excellent health care system, and most importantly, a low cost of living.

3. Costa Rica

When you’re looking for an affordable place to spend your golden years, it is tough to beat Costa Rica. You can live comfortably there for $1,000 per month. The health care system is also great and costs a fraction of what you would pay if you lived in the United States.

The country also has an incredible atmosphere with breathtaking landscapes and beaches which is great for active retirees.

2. Ecuador

Ecuador is not only affordable, it is also a place where retirees are more than welcome and are offered senior discounts. The real estate prices are also great for those living on a budget and a couple can live comfortably there for $1,500 a month.

1. Mexico

Like Colombia, Mexico has a reputation for cartels and other unsavory characters, but it tops our list because it is not only affordable, it is also a very beautiful country with plenty of benefits for retirees. There are plenty of seaside accommodations and expat communities to choose from, and a couple can live very comfortably in Mexico for $1,200 a month.

Travel

Four Reasons to Visit Vienna this Summer

April 28, 2017

Are you having difficulty choosing your 2017 summer holiday? While sun-kissed beaches and exotic far-off lands are the usual choice, why not change things up with a European city break instead? There are hundreds of places to choose from, but Vienna should be top of your list – especially with the dozens of events they have planned over the summer months. Read on to find out what that top four are…

A Summer Of Sounds

From June to September, the cultural hub of the Museumsquartier will be home to a brand new exhibition. Exploring the complex relationship of space and sound, artists and musicians will use a variety of art forms to communicate with their audience, from exhibitions and concerts, through to visual performances, installations and even hands-on workshops. Spread over three months, you’ll have plenty of opportunities to enjoy what’s on offer, and there will be plenty of outdoor events for children too, such as the electric mini boat races in the pool of the museum courtyard.

The Nureyev Gala and other shows

Given that Vienna has such a rich history when it comes to music, the Vienna State Opera house is a hugely important building to the population. Each year, the director and former ballet dancer, Manuel Legris, stages a lavish ballet gala at his home. You’ll be able to see traditional interpretations of classic Nureyev choreographies first-hand if you manage to get yourself tickets for the event on 29th June. However, if not, you could always treat yourself to an opulent evening at the Vienna State Opera itself. This summer, you can see performances such as Rigoletto, Don Pasquale and Prince Igor – just make sure youyou’re your Vienna opera tickets well in advance to avoid missing out.

Donauinselfest

The annual Donauinselfest, or “Danube Island Festival”, is a classic Viennese summer celebration. Held this year from 23rd to 25th June, it’s Europe’s largest free open air festival, so it’s no surprise that tens of thousands of people make their way here every year. If you like to be at the heart of the action, this is the place for you, as dozens of international pop stars drop by for performances across the three days the festival runs. The best part? It’s all free to the public! With traditional Viennese cuisine on offer too, there’s really no excuse for missing out on this fun-loving event.

The Vienna International Dance Festival

The Viennese don’t just love music – they’re huge supporters of all performing arts, which is why they’ve come to hold their own globally renowned annual dance festival. For a whole month from July to August, you’ll be able to immerse yourself in the art of modern and contemporary dance. Over 50 productions by around 500 dance and performance artists from all over the world, will take to the stage for your entertainment, and whether you’re a beginner or a seasoned dancer, you’ll be able to book on to your own week-long workshops too, to further hone your skills.

Are you heading to Vienna this summer?

Travel

Thinking of Moving Abroad? 5 Things You Would Miss The Most

February 26, 2017

Moving abroad is something a lot of people so each year. Some do it because their jobs require them to, while others do it because they need a change of scenery or just want to experience what life is like in other countries.

One of the most common things people that move overseas admit to is missing some of the things they left behind in their home country. If you are planning to move abroad, anytime soon, here are five things you are sure to miss.

5. The Language: This applies to people that move to countries where their national language isn’t used. If you speak English and move to an English speaking nation, you won’t miss the language. However, if you speak English and move to a country where the locals speak another language, you will have a hard time adjusting because you won’t have anyone to converse with if you don’t speak the local language.

4. Food: When you are in your home country, it is easy to take the local cuisine for granted, but when you are overseas, you might not have access to your country’s native food, which will cause you to miss the food.

3. Power: There are still some countries in the world without consistent energy, which is a problem if you came from a country with constant power like the United Kingdom. Companies like Flogas, which is an energy provider in the UK won’t be available, so you might have to buy a generator to power up your home.

2. Family: Even if you take your immediate family with you on your trip, you won’t be able to see other members of your extended family as you would if you were back home, which is something a lot of people who move abroad complain about.

1. Television: This might sound trivial to some people, but after being accustomed to watching certain programs in your country, they might not be available in the country you move to. If you are living in a country where they speak another language, not being able to watch something familiar is very frustrating. In this situation, you might want to invest in a satellite dish or try to stream your favorite shows online.

If you plan on moving abroad, it is important to understand that you will experience some of the things on this list. However, it is also important to know that a lot of the obstacles can be overcome easily, even learning a new language isn’t as difficult as it sounds.

Travel

Visiting Liverpool – Things To Do

February 7, 2017

Liverpool is one of the most popular tourist destinations in the world. The city, which is also the birthplace of the Beatles, is known as the culture capital of Britain and has a lot to offer its visitors. If you plan on visiting Liverpool in the near future, here are some of the top things to do.

Philharmonic Hall

If you’re into classical music, this is the place to be. The Philharmonic Hall, which is located on Hope Street, originally opened in 1849, but a fire destroyed the old building. The new building was constructed in 1939, and is surrounded by the most decorated of Liverpool’s Victorian houses.

At the Philharmonic Hall, you can listen to classical music, jazz, blues, contemporary music, rock, and many more. The Philharmonic Hall also has a cinema screen where guests can watch classic movies.

The Beatles

You can’t visit the birthplace of the Beatles without visiting their old stomping grounds. The Beatles Story is a good place to start as you learn about the humble beginnings of the band members and how they became one of the greatest bands in the world. Since there is a lot to see here, make sure you allocate enough time to enjoy the trip.

You can also take a two hour bus tour that takes you through the old neighborhood the Beatles grew up in and the local pubs they frequented in their youth, including landmarks like Penny Lane.

Anfield

Other than being the birthplace of the Beatles, Liverpool is also home to the Premier League’s Liverpool Football Club. Every year, fans from all over the world travel to Liverpool to pay visit Anfield, home of the Liverpool FC.

As far as stadiums go, Anfield is as revered as they come, and nothing beats being in a packed stadium with Liverpool fans singing “You’ll Never Walk Alone.” Even if you aren’t a fan, it is something you have to experience at least once in your lifetime.

Liverpool ONE

You can’t go on vacation without doing a little shopping, which is why Liverpool ONE is the top destination for anyone visiting Liverpool.

Liverpool One is a great place to shop because a lot of major retailers have stores there. You can spend a few hours or the whole day there and you will have plenty to do. Liverpool One also has a lot of greatest Liverpool restaurants to choose from, a park the whole family can enjoy, and a pier to take a nice leisurely walk on.

If you want to plan your visit to Liverpool ONE and need some information on the services offered there, visit their website at https://www.liverpool-one.com/

Featured, Travel

How To Avoid Jet Lag When Traveling

September 5, 2016

If you travel a lot, jetlag can be very frustrating because your body isn’t in sync with the time zone you are in, which makes it difficult to get things done because you are fatigued and have trouble concentrating. Fortunately, there are a few tips you can use to combat jetlag, and we have listed some of them for you.

Before Travelling

One of the best ways to avoid jetlag is to prepare yourself before you leave for your destination. One of the most common mistakes people make while trying to avoid jetlag is staying up all night before their flight. Doing so only makes you more tired, which means you will fall asleep on the plane, which will affect you when you get to your new time zone.

From experience, the best thing to do before travelling is to try and change your sleeping pattern to fit the time zone where you’re going. This is very useful especially when you are going to a time zone that is only a few hours apart from yours. It is more difficult if you are going to a destination with more than a six hour difference.

Try booking your flight so you arrive at your destination during the day because it makes it easier for you to stay awake when you arrive and be more productive.

You should also try to have a flexible sleeping pattern. If you’re one of those people that have to be in bed at a certain time, it will be difficult to adjust to the jetlag, but if you are flexible about when you go to bed, the jetlag won’t be too much of a problem.

While Travelling

A lot of people make the mistake of enjoying a few cocktails while flying, however, the effects of alcohol can increase tiredness and dehydration, which will affect you when you arrive.

If your plane will land at night, make sure you avoid caffeinated drinks so you will be able to get a good night’s rest when you arrive. You should also try to drink a lot of water to avoid dehydration and avoid taking sleeping pills.

When you get on the plane, you should set your watch to the local time at your destination, which should get you psychologically ready by the time you arrive at the destination.

Arrival

Adjusting after reaching your destination is difficult, so try doing things when they do it at your destination. Eat your meals when the locals are eating instead of the time you would if you were at home.

Try to get as much sleep as you can in the first 24 hours because it will make you well rested and make adjusting to the new time zone much easier.

Featured, Travel

Top 5 Beaches On This Planet

September 4, 2016

Going to the beach is a great way to spend the day or enjoy a vacation, which is why millions of people all over the world can be found at the beach, especially during the summer. If you are planning a vacation to the beach, it’s always a good idea to know where the best beaches are, which is why we have compiled a list of the best beaches in the world, which are listed below.

5. Sunset Beach, Oahu, Hawaii

If you’re into surfing, it’s hard to beat Sunset Beach, which is considered one of the top spots for surfing enthusiasts, especially during the winter. The beach, which is home to the Vans Triple Crown, is popular during the winter time because the waves are very big around that time of the year. If surfing isn’t your thing, the water is great for snorkeling and other diving related activities during the summer because the water is as calm as a lake during the summer. The sunsets aren’t too bad either.

4. Matira Beach, Bora Bora

When it comes to beautiful beaches, it is hard to top the Matira beach, which is probably the most famous beach in Tahiti. The beach has a mile-long stretch of white sand that slopes into a shallow emerald lagoon. The beach also has palm trees and other tropical foliage that add a certain beauty to it.

3. Puka Beach, Philippines

This white sand beach is one of the top destinations in the world because of the beauty and the fact that it has a very lively party scene. For those that aren’t in the mood to party, the northern side of the Island, which is known as Yapak, offers some alternatives. There are stores selling souvenirs and jewelry, and the atmosphere is more relaxed and less crowded.

2. Blue Beach, Puerto Rico

This beach is one of the most popular Caribbean beaches, and it has perfect sand and crystal clear water that turns different shades of blue. The beach can be accessed by parking in one of the 21 turn-offs in the middle of the island’s National Wildlife Refuge, which used to be a U.S. Navy training base.

1. Pansy Island, Mozambique

When it comes to beaches, Mozambique isn’t one of the first places that comes to mind, but this beautiful beach is one of the few that remain under most people’s radar. The beach, which is very popular with divers, is mostly accessed through private lunch excursions arranged by resorts, and is most easily reached by air. If you’re looking for a beautiful beach to spend your vacation without having to deal with a lot of tourists, this is the place to visit.

Travel

Cities You Need To Visit When Traveling to The UK

September 4, 2016

The United Kingdom is one of the top tourist destinations in the world because of its rich history, beautiful countryside, and unique landmarks like medieval castles that have been around for centuries. If you are planning on taking a vacation to the United Kingdom, these are some of the places you should visit while you are there.

Cambridge

Located just north of London, Cambridge is a beautiful city located on the River Cam. The city is home to the University of Cambridge, which is one of the most prestigious universities in the world, and the city has the sort of cultural and entertainment options you would expect to find in a college town. The Kings College Chapel, which is considered a great example of Gothic architecture, is one of the most popular destinations for people visiting the city.

York

York is a city located where he River Foss meets the River Ouse, and is said to be one of the largest pedestrian zones in Europe, so you don’t have to worry about getting around if you don’t have transportation. The city has a rich heritage, and is the home of York Minster, which is one of the most popular historical landmarks in the country.

Cornwall

This is a great city to vacation in because the peninsula has a magnificent coastline surrounded by the beach and has a lot of beautiful resorts to stay in. While the city is very charming, it is a tourist haven so don’t expect to get a lot of peace and quiet, especially in the summer.

Edinburgh

The Scottish capital is steeped in history and has over 4,500 historical buildings, which is an impressive feat these days with corporations tearing down old buildings to replace them with modern ones. Edinburgh still has that old time feel with building that are centuries old. This is a must see anytime you are visiting the United Kingdom, especially if you love architecture.

London

A trip to the United Kingdom isn’t complete without visiting London, England’s capital. London is one of the most popular cosmopolitan cities in the world, with people from all over the world visiting, working, or living there.

Like most major cities in the United Kingdom, London is filled with history, art galleries and museums, beautiful parks, great dining, shopping, and is also home to England’s royalty. When taking in the sights, be sure to visit Buckingham Palace, where the queen resides, to watch the changing of the guard. You should also check out Big Ben, which is probably the most famous clock in the world, and of course, take a ride on the famous double-decker buses.

Travel

5 Great American Road Trip Ideas

July 24, 2016

Road trips are a fun way to get away from the stress of everyday life, as well as a great way to spend some quality time with family and friends, which is why I recommend going on at least one road trip in your lifetime.

If you’re in the United States and are interested in taking a road trip, there are plenty of places you can go/visit, but we have put together a list of the top 5 road trip ideas for you to make it easier to pick a destination for your road trip.

5. Overseas Highway, Florida

If you are travelling through Florida, this 120-mile route that connects the Florida Keys is a fun route to take. The first part of the highway from the Florida mainland to Key Largo is a little underwhelming, but once you get to Key Largo, it is a very beautiful scenery.

You will be driving across the Atlantic Ocean for a few hours and you will feel like you are floating on the water. It is also where the final action scene in the movie “True Lies” was filmed, so if you have seen the movie, you know exactly how beautiful the ocean looks from the bridge.

If you take this route, be sure to take a break and go swimming with the dolphins at the Theater of the Sea in Islamorada. And why not travel in style by renting a luxury car in Miami? The closest major airport for this epic destination.

4. Pacific Coast Highway- Route 1

The PCH takes you through Oregon, California, and Washington, and provides you with beautiful mountain scenery, as well as a great view of the Pacific Ocean. Route 1 is over 123 miles long, so be prepared for a long drive, and make sure you are careful on the roads because of sharp turns, mud slides, and detours.

If you’re into golf, be sure to check out the famous Pebble Beach golf course.

3. Beartooth Highway

This highway has been called the most beautiful highway in America by quite a few people, and you won’t get an argument from us because the views from this highway are for lack of a better word, spectacular. You will get to see a lot of mountains and Yellowstone Park while driving through this highway. You should also be aware that at some point, the highway is just a little under 11,000 above sea level.

2. Route 6. Cape Cod

This is a 117 mile route that takes you through Cape Cod. You will get to see saltbox homes in colonial villages, forests, tidal ponds, and of course, the Provincetown harbor. You will also get a great view of the beach, so feel free to take a break and enjoy some lobster while you’re there.

1. Million Dollar Highway, Colorado

You can’t talk about going on a road trip without mentioning the Million Dollar highway, which runs from Silverton to Ouray, Colorado. While on the highway, you will pass through two historical mining cities and enjoy some breathtaking views.